
JYAMBERE · KAMONYI
Savings plans
Choose a savings rhythm for a household goal, a project or a child, then confirm the SACCO’s current requirements and charges.
- 01
Start with a goal and date
Write down what you are saving for, the amount and when you will need it. Break the goal into weekly or monthly amounts you can sustain.
- 02
Ask about account types
Ask whether ordinary, goal-based, fixed-term or children’s savings options are available. Request written terms for access, timing and charges; do not assume every option exists.
- 03
Separate the money
Keep essential household money separate from long-term goals. If income changes, choose a contribution that will not put basic obligations at risk.
- 04
Review the plan
Each month compare the plan with what you deposited. Ask how to change a goal, obtain a statement or resolve a difference.
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