JYAMBERE · KAMONYI
Markets and local trade
Compare where you buy, where you sell and when money comes back. Use the plan to separate capital, stock and profit.
- 01
Know the market and buyers
Record what sells, when demand rises and who buys regularly. Ask whether payment is immediate or later.
- 02
Count stock and transport
Combine purchase, storage, packaging and delivery costs. Do not call all receipts profit before these costs are removed.
- 03
Protect household cash
Record withdrawals for the household and money put back into stock. Keep funds for essential bills and the next trading cycle.
- 04
Test a quiet month
Test your plan when sales slow or prices change. If you need working capital, ask the SACCO for written requirements and total cost.
YOUR NEXT STEP