JYAMBERE SACCO KAMONYI — PREPARATION CHECKLIST [ ] I have written my goal and question. [ ] I know the amount needed and what I already have. [ ] I have listed income, payments and their timing. [ ] I have questions about total costs and timing. [ ] I will confirm documents and the service location. [ ] I have left confidential details out of my message. Confirm the service address, hours, documents and charges before travelling. Leave PINs, one-time codes, passwords and ID details out of your message. This checklist prepares a conversation; it does not approve a service or loan.